2026-10-16
Panda Daily Categories #104 answer
Full solution for today's word category puzzle. Try the puzzle first if you want to avoid spoilers, then use the explanations below to understand why each group fits.
Puzzle summary
This daily word category puzzle gives you 16 words and asks you to sort them into four hidden groups. The solution for 2026-10-16 has a hard difficulty rating.
If you are reviewing after a missed guess, compare each category name with the four words below. The strongest answers use one precise relationship, not a loose topic that could include many other words.
Words in this puzzle
OLIVE, CANOLA, SESAME, PEANUT, WALLET, INVOICE, RECEIPT, REFUND, DEDUCTION, CREDIT, WITHHOLDING, EXEMPTION, REPLY, RESPOND, EXPLAIN, RETURN
Category
Cooking Oils
OLIVE, CANOLA, SESAME, PEANUT
All four words fit the cooking oils category.
The clue for this group was "Pan starters", which points toward the same shared category without revealing the words directly.
Category
Online Payments
WALLET, INVOICE, RECEIPT, REFUND
All four words fit the online payments category.
The clue for this group was "Money flow", which points toward the same shared category without revealing the words directly.
Category
Tax Terms
DEDUCTION, CREDIT, WITHHOLDING, EXEMPTION
All four words fit the tax terms category.
The clue for this group was "Filing vocabulary", which points toward the same shared category without revealing the words directly.
Category
Words Meaning Answer
REPLY, RESPOND, EXPLAIN, RETURN
All four words fit the words meaning answer category.
The clue for this group was "Respond back", which points toward the same shared category without revealing the words directly.
How to read this answer
A strong category usually has one clean idea connecting all four words. If a word seems to fit two places, look for the group where all four words share the same kind of relationship.
For future puzzles, start with the most obvious category, lock it in, then use the remaining words to find the trickier meanings, synonyms, or shared contexts.